Phishing is a form of scams
Phishing is usually done by emails that appear to be from a bank. This means that an update must be logged in to the Internet banker site. The unsuspecting reader clicks on the link and logged in. In practice, you don't go to the real site, but to a site that looks like this and which comes in this way behind your login credentials. In the Netherlands, the Postbank is regularly a victim of this, but other banks and institutions are also victims of these practices. Phishing emails are often recognizable by bad language (Dutch and English alike) but this is not always the case. In addition, you are directed to a website that is not correct, sometimes it still seems to be on the original, but often it is also a completely different website.
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